Men Having Babies commends Affirm for providing LGBTQ inclusive family formation benefits that are available for prospective surrogacy fathers. Affirm is a financial technology company founded in 2012 that offers consumer credit solutions through transparent point-of-sale financing and personal loans. It allows customers to purchase goods from partner merchants and pay in installments without hidden fees or compounding interest. Affirm's model uses a proprietary system to evaluate creditworthiness, providing clear terms and helping consumers avoid high-interest credit card debt. Partnering with a wide range of retailers, Affirm aims to improve financial lives by offering honest, user-friendly financial products.