The Jewish Free Loan Association of Los Angeles, a nonprofit, charitable organization, has been offering interest free loans to anyone with a need, regardless of race, religion, gender, or ethnicity since 1904. Residents living in Los Angeles, Ventura, and Santa Barbara counties are welcome to apply. The application process has been streamlined; just go to our website, www.jfla.org and hit the Apply Now button on the homepage. You can borrow up to $20,000 to get you started on your journey through surrogacy.